# immoki.at

> Instant property valuation reports for real estate brokers across Austria. Transparent, data-driven PDF reports anchored to official Austrian land register transaction data — ready in seconds.

## Overview

immoki.at helps real estate brokers in Austria generate professional property valuation reports instantly. Each report provides a clear, step-by-step breakdown of how the valuation was calculated, giving brokers and their clients full transparency and confidence in the result.

The platform covers Austria nationally at Katastralgemeinde (cadastral community) resolution — roughly 10× finer than postal code.

## What You Get

### Professional PDF Reports

Each report includes:

- **Market value estimate** with confidence range
- **Step-by-step audit trail** showing every calculation factor
- **Comparable market analysis** with local transaction data
- **Asking price assessment** — is the property overpriced, fairly priced, or a bargain?
- **Micro-market context** with geographic price maps
- **Condition and age adjustments** reflecting the property's actual state

Reports are available in German and English.

### Property Types Supported

- Flats / apartments (Eigentumswohnungen)
- Single-family houses (Einfamilienhäuser)
- Zinshäuser / multi-unit investment properties
- Building land — residential and commercial (Grundstücke)

### How It Works

1. Paste a property listing URL or enter details manually
2. Review the interactive valuation preview
3. Purchase and download a detailed PDF report

Reports are generated in seconds using the immoki Valuation API, which processes official Austrian transaction records updated quarterly.

## Valuation Methodology

### Dual Price Estimates

Each report provides two independent valuations:

- **PCV (Prudently Conservative Valuation):** Anchored to verified transactions. Represents the conservative floor — useful for financing discussions and bank submissions.
- **MV (Market Value):** Adjusted by current market sentiment. Reflects what the property would likely sell for today.

### Audit Trail Transparency

Every valuation includes a complete, reproducible calculation chain:

1. Official transaction anchor price (€/m²) at Katastralgemeinde level
2. House Price Index (HPI) temporal adjustment
3. Geographic location factor
4. Condition adjustment (new / existing / renovation)
5. Size efficiency coefficient
6. Age bracket modifier
7. Property-type-specific adjustments (e.g., Zinshaus yield vs. owner-occupier premium)

### Asking Price Analysis

When a listing price is provided, the report shows:

- The premium or discount versus transaction-anchored market value
- Whether the property is overpriced relative to comparable transactions
- A negotiation margin estimate based on observed asking-to-transaction gaps

## Coverage

### Austria — Full national coverage
- All 9 federal states (Bundesländer), 62,000+ Katastralgemeinden
- ETW (flats): full condition split (existing, bestand, neubau, sanierung), PCV + MV
- Houses (EFH): existing condition, PCV + MV
- Zinshäuser: PCV + MV with 3-tier ladder (Vienna EHL → PLZ-direct → State rollup)
- Building land: PCV only — MV intentionally unavailable due to plot/built denominator ambiguity

Quarterly recalibration against official transaction registries and Destatis HPI.

## Data Foundations

- Austria: official Austrian land registry transaction records
- House Price Index (HPI) adjustments for temporal accuracy
- Market sentiment layer derived from active brokerage listing data
- Condition, age, and size coefficients derived from statistical analysis of observed price distributions

## Who It's For

### Real Estate Brokers

- Professional valuation reports for client consultations and listing presentations
- Instant price validation before taking on a new listing
- Transparent methodology builds trust with buyers and sellers
- Micro-market insights at cadastral community precision

### Property Buyers & Sellers

- Independent price check before making or accepting an offer
- Clear breakdown of what drives the property's value
- Asking price assessment to support negotiation

### Banks & Mortgage Advisors

- Quick indicative valuations for mortgage pre-approval discussions
- Transparent audit trail for compliance documentation
- Conservative (PCV) estimate aligned with EBA/CRR III standards

## Regulatory Alignment

- **EBA Guidelines on Loan Origination (EBA/GL/2020/06)**
- **CRR III Art. 229** — Prudently conservative valuation methodology
- **RICS Red Book (2025) / IVS** — Market Value methodology
- **MAPE < 10%** — Mean Absolute Percentage Error within EBA precision threshold

## Contact

- Website: https://immoki.at
- Enterprise API & bulk solutions: https://immoki.co
- Support: support@immoki.at

## Links

- [Get a Valuation Report](https://immoki.at)
- [Enterprise Solutions](https://immoki.co)
- [About immoki](https://immoki.at/about)
- [Imprint](https://immoki.at/imprint)

## City Market Pages

- [Immobilienpreise Wien](https://immoki.at/immobilienpreise/wien) · [Bewertung Wien](https://immoki.at/bewertung/wien)
- [Immobilienpreise Graz](https://immoki.at/immobilienpreise/graz) · [Bewertung Graz](https://immoki.at/bewertung/graz)
- [Immobilienpreise Linz](https://immoki.at/immobilienpreise/linz) · [Bewertung Linz](https://immoki.at/bewertung/linz)
- [Immobilienpreise Salzburg](https://immoki.at/immobilienpreise/salzburg) · [Bewertung Salzburg](https://immoki.at/bewertung/salzburg)
- [Immobilienpreise Innsbruck](https://immoki.at/immobilienpreise/innsbruck) · [Bewertung Innsbruck](https://immoki.at/bewertung/innsbruck)
- [Immobilienpreise Klagenfurt](https://immoki.at/immobilienpreise/klagenfurt) · [Bewertung Klagenfurt](https://immoki.at/bewertung/klagenfurt)
- [Immobilienpreise Villach](https://immoki.at/immobilienpreise/villach) · [Bewertung Villach](https://immoki.at/bewertung/villach)
- [Immobilienpreise Wels](https://immoki.at/immobilienpreise/wels) · [Bewertung Wels](https://immoki.at/bewertung/wels)
- [Immobilienpreise St. Pölten](https://immoki.at/immobilienpreise/sankt-poelten) · [Bewertung St. Pölten](https://immoki.at/bewertung/sankt-poelten)
- [Immobilienpreise Dornbirn](https://immoki.at/immobilienpreise/dornbirn) · [Bewertung Dornbirn](https://immoki.at/bewertung/dornbirn)
- [Immobilienpreise Bregenz](https://immoki.at/immobilienpreise/bregenz) · [Bewertung Bregenz](https://immoki.at/bewertung/bregenz)
- [Immobilienpreise Eisenstadt](https://immoki.at/immobilienpreise/eisenstadt) · [Bewertung Eisenstadt](https://immoki.at/bewertung/eisenstadt)